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Stephen Zutanas is a loan officer at Nonstop Mortgage, helping buyers and homeowners across California, Florida, and Colorado find the right loan for their situation. As part of an independent brokerage, he can compare programs and pricing from a range of lenders — conventional, FHA, VA, jumbo, and options for self-employed borrowers — rather than fitting every client into a single product.
He focuses on making the process clear and low-stress: straight answers, honest guidance on what you can comfortably afford, and steady communication from pre-approval through closing. Whether you're buying your first home or refinancing into a better position, Stephen will help you understand your options and move quickly when it counts.